One flat fee, no FX spread, and a small FIRA fee. Here is the full list.
Receiving USDC through DashX costs a 0.5% flat fee on the settlement with no FX spread, plus a FIRA fee of USD 3 if you request it while confirming the payment or USD 4 if you ask later. Your client pays the network fee for sending the coin. Taxes sit on top and depend on your situation, so your accountant decides those. Fiat to fiat payments, such as USD to INR, cost a flat 0.30% with a free FIRA.
To price a specific payment, use the DashX currency converter, and see the full fee schedule on the pricing page.
Every cost in one table
| Cost | Who pays it | Amount | Notes |
|---|---|---|---|
| DashX settlement fee, stablecoin to INR | You | 0.5% flat | Taken from the settled amount |
| DashX fee, fiat to fiat | You | 0.30% flat | Applies to USD, EUR, AED and other fiat payments |
| FX spread | You | 0% | The conversion uses the mid market rate |
| FIRA fee | You | USD 3 at confirmation, USD 4 later | Stablecoin settlements only. A FIRA on a fiat payment is free |
| Network fee for sending the coin | Your client | Varies by network | Paid when the client sends USDC |
| Income tax and GST | You | Depends on your facts | Ask your accountant |
Worked examples at three invoice sizes
The rupee figures use an example rate of ₹94 per USD, and the FIRA fee is the USD 3 charged at confirmation.
| Invoice | DashX fee | FIRA fee | USD converted | At ₹94 per USD | Total cost as a share of the invoice |
|---|---|---|---|---|---|
| USD 500 | USD 2.50 | USD 3 | USD 494.50 | about ₹46,483 | 1.1% |
| USD 2,000 | USD 10 | USD 3 | USD 1,987 | about ₹186,778 | 0.65% |
| USD 10,000 | USD 50 | USD 3 | USD 9,947 | about ₹935,018 | 0.53% |
The fixed FIRA fee weighs more on small invoices, which is why the share falls as the invoice grows. If you receive many small payments, ask your client to combine them into fewer invoices.
How it compares with other routes
Freelancer guides commonly put PayPal at around 4% to 5% in fees plus a weaker exchange rate, and a bank wire at a flat charge on each leg plus a spread of around 2%. Your own statements show the real figures, so check them rather than relying on any average. Our guides to international payment costs in India, SWIFT transfers for freelancers and USD to INR forex rates explain each fee type, and the FIRA analyzer shows the hidden markup and fees on a payment you already received. For a side by side view, see DashX vs Wise, DashX vs Skydo and DashX vs PayPal.
What a good quote shows you
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The exchange rate it uses, and whether that is the mid market rate.
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The fee, as a percentage and as an amount.
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The FIRA fee, if it is charged separately.
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The exact amount that will reach your bank account.
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How long delivery takes.
DashX shows the amount that will be credited before the payment is processed.
Hidden costs to look for on any provider
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A spread inside the rate, which shows up as a lower payout and never as a fee line.
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A fixed fee that is small on large payments and large on small ones.
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A FIRA or remittance advice that costs extra or takes a separate request.
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A charge each time you withdraw to your bank.
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Network fees that get passed back to you.
Frequently asked questions
What does DashX charge to convert USDC to INR? A 0.5% flat fee on stablecoin settlement, with a 0% FX spread, plus the FIRA fee if you request one.
Who pays the network fee? Your client pays it when they send the coin.
Is the FIRA fee optional? You pay it when you request a FIRA. Most income from clients abroad needs one for your accountant and any GST claim.
Can I see the amount before I confirm? Yes. The converter and your dashboard show the amount to be credited before the payment is processed.
Want the exact number for your next invoice? Sign up for DashX
