Ideas, insights, and stories shaping the future of digital payments.
RBI purpose codes for freelancers: the key inward codes, how to choose one for your service, and how the right code supports FIRA and export compliance.
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August 17, 2026 · 10 min read
Learn how Indian freelancers receiving USD, EUR or stablecoin payments can navigate Section 44ADA, maintain a clear foreign-remittance audit trail, reconcile e-FIRAs with tax records, and manage GST and income-tax compliance when serving international clients.
Read MoreAugust 17, 2026 · 12 min read
FIRA proves an international payment reached your Indian account through official channels. Learn what it contains, why your CA needs it, and how to get it.
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September 19, 2026 · 8 min read
Learn how FEMA applies to freelancers receiving international payments, the risks of informal routes, and how authorised banking channels keep you compliant.
Read MoreSeptember 19, 2026 · 6 min read
GST for freelancers with foreign clients: when registration is required, how an LUT enables zero-rated exports, and why FIRA supports the claim.
Read MoreSeptember 19, 2026 · 8 min read
File ITR-4 with foreign clients: who can use Sugam, where foreign receipts go, how to reconcile AIS, and which documents freelancers should keep ready.
Read MoreSeptember 19, 2026 · 8 min read
Which ITR form should freelancers use? Compare ITR-4, ITR-3 and ITR-2, including foreign assets, Section 44ADA, and why zero tax still requires filing.
Read MoreSeptember 19, 2026 · 9 min read
Understand India’s VDA tax rules for freelancers paid in USDC or USDT, when the 30% Section 115BBH rate applies, and why wallet receipts create risk.
Read MoreSeptember 19, 2026 · 8 min read
Learn what AIS and TIS show for freelancers with foreign clients, how the tax department compiles them, and how to reconcile both before filing.
Read MoreSeptember 19, 2026 · 6 min read
What is SWIFT and what does a wire cost an Indian freelancer? Learn how fees and FX spreads work, and when virtual accounts are faster and cheaper.
Read MoreSeptember 19, 2026 · 8 min read
Understand why USD to INR varies by provider, how mid-market and bank rates differ, and what a 2% forex spread costs freelancers on each payment.
Read MoreSeptember 19, 2026 · 6 min read
TDS for freelancers: Section 194J at 10%, the ₹50,000 threshold, why foreign clients do not deduct it, and how to claim credit or a lower rate.
Read MoreSeptember 19, 2026 · 7 min read
How Indian freelancers can receive USD payments through SWIFT, PayPal, virtual accounts or stablecoin rails while keeping costs low and FIRA sorted.
Read MoreSeptember 19, 2026 · 5 min read
Section 44ADA and stablecoin payments: learn what 30% VDA tax covers, why holding USDC breaks the paper trail, and how AD-bank settlement helps.
Read MoreSeptember 19, 2026 · 5 min read
FIRA vs FIRC for Indian freelancers: which document proves a foreign payment, why it matters for GST refunds and Section 68, and how banks issue it.
Read MoreSeptember 19, 2026 · 4 min read
Compare stablecoin and bank-transfer payments for Indian freelancers: fees, the 30% VDA tax scope, documentation, and the real compliance difference.
Read MoreSeptember 19, 2026 · 5 min read
Compare DashX, Payoneer, Wise, Skydo and PayPal on fees, FX margins, settlement speed, FIRA and stablecoin support for Indian freelancers and agencies.
Read MoreSeptember 19, 2026 · 5 min read
Compare SWIFT, virtual accounts, stablecoins and PayPal for Indian freelancers. See the fees behind a $10,000 invoice and why FIRA matters as much as the rate.
Read MoreOctober 1, 2026 · 8 min read
Four risks that can trigger Indian freelancer tax notices: AIS mismatches, unexplained credits, undocumented stablecoins and GST gaps, plus steps to prevent them.
Read MoreOctober 1, 2026 · 8 min read
